Collaborative Practice; Financial Professional Services - property division, cash flow modeling and budget preparation, projected cash flow evaluation based on various spousal maintenance and/or child support scenarios, tax projections, long-term/retirement plan projections and Social Security optimization. For a comprehensive review of your personal situation, always consult with a tax or legal advisor. Neither Cetera Advisor Networks LLC nor any of its representatives may give legal or tax advice. Registered Representative offering securities and advisory services through Cetera Advisor Networks LLC, member FINRA/SIPC, a Broker-Dealer and a Registered Investment Advisor. Investment Advisory Services also offered through AdvisorNet Wealth Partners. Cetera is under separate ownership from any other named entity.

Professional Designations: Certified Financial Planner™ professional, 2013 Certified Divorce Financial Analyst®, 2008 Professional Registrations: Series 7, General Securities Representative, 2016, Series 66, Uniform Combined State Law registration, 2016 Professional Licenses: Family Mediation Training, 2017, MN Insurance License # IN-20569815, 2007

Chad is a Certified Financial PlannerTM practitioner and holds the Certified Divorce Financial Analyst® designation with over 19 years of experience in the financial services industry. His core focus is comprehensive financial planning and divorce financial guidance, helping individuals and couples to chart their course towards success. Chad has served as a financial neutral on over 750 cases with his skills for creativity and ability to bring people together, helping clients find common financial ground in any circumstance. He guides them in uncovering their goals, crafting personalized plans, and comprehending the long-term implications of their choices. Along the way, he supports them in making the necessary adjustments to ensure they reach their desired destination. "It's gratifying to help my clients create a realistic plan so they can move forward with clarity and confidence," he says.

Graduation Year : 2004

University Attended : Minnesota State University, Moorhead, 2004, Marketing and Business Administration

Member, The Institute for Divorce Financial Analysts®; Member, Collaborative Law Institute of Minnesota, 2013; Member, International Academy of Collaborative Professionals, 2013; Partner and Co-Founder, xBrezzo, LLC