Posted on
The myths and misunderstandings about divorce could make you act in ways that would hurt you in your divorce. Here are some of the most common myths and how actions based on those myths could impact the final divorce terms. 1. LEAVE THE HOUSE, YOU LOSE IT. A home purchased during the marriage is a marital asset whether or not you are living in the home at the time of the divorce. Its value is included in the final property division. You don’t lose that value by leaving the home. In fact, most couples have a hard time living in the same residence during the divorce and many people need to separate during this time. However, who is living in the home at the time of a court hearing on the issue of temporary occupancy of the home will have an advantage. While the divorce is going on, it will be harder to get a court order transferring temporary occupancy away from the spouse then residing in the home. 2. EMPTY OUT THE BANK ACCOUNTS. What you owned before the divorce started is what will be included in the marital estate to be divided in the divorce. You and your spouse will most likely get one half of your marital assets in your divorce. If you fear that your spouse will empty out your accounts, it is acceptable for you to take out one-half and deposit these funds in a new account in your name alone. Taking all of the funds will be negatively viewed by the court. 3. QUIT YOUR JOB, LOWER YOUR INCOME. If you have earned income during the marriage, your income history will be the bench mark for any court orders on financial support, including child support and spousal support. If you have a job, don’t quit it or take action to reduce your earnings. The court can impute income you would have earned if you had not taken those actions. Both of your potential earnings are considered in any court decision on support, so even if you have not been earning income recently, your potential earnings are relevant. If you apply for jobs and show recent history of efforts to seek employment, the court has a basis for a finding on whether or not you could earn potential income. If the result of your efforts is obtaining employment, that is a good result. For most families facing the increased costs of two households, extra income will be needed after the divorce. You should be maximizing, not minimizing income. 4. TAKE THE KIDS AND RUN. Unless you or your children’s physical safety is at risk, hiding them from your spouse can actually hurt you in a custody dispute. You can move out with your children but, unless their safety is at risk if they have contact with your spouse, you should make sure your spouse has contact and parenting time with them after the separation. In a disputed custody case, an important issue will be how each parent supports the children’s relationship with the other parent. If you have kept the children away from your spouse and denied parenting time, that could hurt you in a custody case. 5. SPEND A LOT. Your standard of living and spending during the marriage is what the court will look at, not inflated spending after the divorce starts. If spending around the time of the divorce is unusually high, the court has the power to call that spending a dissipation of marital assets and can reduce the property settlement awarded to the spouse found to have dissipated assets. Again, most families have more expenses for two households after a divorce and so you should be reducing, not increasing your spending. Your friends and relatives may have advice about what you should do if you are thinking about divorce. Get some advice from a professional experienced in divorce issues before you take action.
Posted on
Love Design 2009 - OpeningLove and Divorce?  You don’t hear those words together very often.  After all, divorce means the end of love, doesn’t it? Well, yes and no. Yes, divorce means that a certain type of romantic love has ended, at least for one spouse. But having watched thousands of divorces over thirty years,  I have been an eye witness to the fact that much of the love lives on.  Certainly, when there are children, the love between the parents and their children does not go away.  Indeed, sometimes it emerges with even more strength in the way that all crises have the potential to draw us closer. I have even also seen love, or at least loving behavior, sustained by husbands and wives who choose not to fully extinguish a flame that once burned so brightly.   Admittedly love is an awkward word to use in this context and I have not often heard my divorcing clients use the word love when talking about their soon-to-be ex-spouse.  But love is more than just a feeling.  One of the Webster definition’s of Love is “the unselfish loyal and benevolent concern for the good of another.” People that divorce can choose to continue to have concern for their former spouse, for the sake of the children, for the sake of their own integrity, or simply because they choose to do so. Our divorce laws require couples to acknowledge an “irretrievable breakdown of a marriage relationship,” but it does not require people to forfeit their love and affection for each other and it actually encourages divorcing parents to behave in a way that shows concern for each other. One of the things I like about the Collaborative divorce process is that it allows and, where possible, even encourages, couples to behave in a loving manner. Indeed, next May, the Collaborative Law Institute of Minnesota, along with the Fetzer Institute is actually hosting a worldwide symposium to find ways to expand the ways that love, compassion and forgiveness can help divorcing families. So maybe, just maybe, for some courageous divorcing couples, love can have a lot to do with it.
Posted on
"Keep the Faith"You are a devout Christian and you think marriage should last forever.  Yet you somehow find yourself facing divorce.  No doubt you are feeling conflict.  You had hoped your faith would help you avoid coming to this place; and you may even feel guilty about the fact that you somehow have found your marriage ending, even if the end of the marriage was not your fault. Certainly if you believe your faith can help you salvage a happy marriage, you owe it to yourself to work to save the marriage in a manner consistent with what you believe.  However, if the marriage cannot be saved, this may be the time to ask yourself if your Christian principles can guide you during this most difficult time in your journey. Christianity challenges its believers to practice love, compassion and forgiveness, even under the most difficult circumstances.  In a divorce you will find yourself, at some point, sitting across the table, from a person who you at one point felt a deep sense of love.  Yet, the fear and anger and distrust fueled by divorce may trump all of those feelings.  In addition, the behavior in your spouse during the divorce may not inspire a sense of love and compassion. Still, Christian principles of love and forgiveness and compassion are meaningless if they cannot be applied to the trials and tribulations of divorce.  A faith that challenges us to love our enemies and to turn the other cheek must, at minimum, challenge us to rise above our feelings of anger and fear. Of course, a commitment to love and compassion do not mean that other principles of self preservation must be abandoned.  The issues of a divorce will also require you to work to protect yourself, and your children.  Is there a way to practice Christian love and still protect your family? As a divorce attorney, I have worked with hundreds of Christian clients and devout people of other faiths who struggle with these issues.  Sadly, I have seen some who have allowed the emotions of the divorce to put their faith on hold as they embraced an “all bets are off” approach and treated their spouse as a true adversary. Thankfully, in recent years, I have also worked with many clients, primarily in the Collaborative Process, who have drawn on their faith to find the courage to truly live Christian Principles through their divorce. The Collaborative Process, by taking clients away from divorce and providing an entire team of professionals, is designed to help divorcing people bring their best selves to the table.  For Christians, that can often mean drawing on principles of faith to face some of the most difficult trials and tribulations.
Posted on
While divorce is almost always difficult, avoiding common mistakes can spare a lot of expense and emotional turmoil. Here are the biggest mistakes that cause families to suffer unnecessarily.
  1. Rushing into a divorce before you understand your options. Today there are many different ways to divorce, including mediation, Collaborative practice and traditional methods. Yet most people start their divorce without ever getting a full, competent explanation of their options. Getting a competent explanation of all choices requires research (For a summary of options go to www.divorcechoice.com).
  2.  Letting Emotions run the show. Divorce often creates intense feelings of fear, anger and sadness.  While those feelings may be natural, even healthy, letting those feelings drive your decisions, will often result in regrettable decisions.
  3.  Losing sight of the priorities. Divorce can have a sense of urgency that causes people to lose sight of their most important goals.   Intense focus on urgent problems can distract you from more important issue. Identifying your big picture goals at the beginning of the process will help you get a better outcome.
  4.  Believing that hardball tactics will help them get better outcomes.    Many divorcing people mistakenly believe that hardball tactics will help them achieve a better outcome in their divorce.  However, these hardball tactics usually backfire and almost always produce poor outcomes.  Finding a divorce process that protects your interest through more civilized and productive strategies will help you avoid this type of financial and emotional disaster.
  5.  Thinking of divorce as only a legal issue.   Because divorcing starts as a legal proceeding, it is easy to focus solely on the legal issues.  However, in most divorces, there are financial, emotional and child development decisions to be made that will likely have a greater impact on your life. Getting help from mental health professionals and financial experts, in addition to attorneys can help you address these other important issues.
One way to avoid making these mistakes is to pursue help from Collaborative professionals.  To contact a Collaborative Professional in your area go to www.collaborativelaw.org.
Posted on
Prenuptial agreements – “What’s Love Got to Do With It?” For people planning their wedding, the thought of entering into a prenuptial agreement may seem unromantic and pessimistic. It addresses what would happen if your marriage doesn’t work out. But a well thought out prenuptial agreement can give you and your spouse control over the terms of your divorce, if that should happen, helping you avoid future litigation, and it also can be a process for discovering your expectations and views about financial issues. In Minnesota, to enter into a valid and enforceable prenuptial agreement, you must sign a written agreement before two witnesses and a notary public before you are married. The agreement must include a full disclosure of each person’s income and property and a statement that each has had an opportunity to consult with legal counsel of their choice before signing the agreement. The better practice is to enter into such an agreement well before the wedding date so each of you has an opportunity to consult with their own attorney. The issues which are most often addressed in prenuptial agreements are deciding how property and debts existing at the time of marriage and acquired during the marriage will be divided in the event of divorce. Some agreements address whether there will be spousal support (alimony) awarded in a divorce and how much will be awarded. These agreements are generally enforced by Minnesota courts unless there are extreme inequities resulting from enforcement at the time of the divorce. Agreements on child custody and child support are not enforceable as part of prenuptial agreements in Minnesota. The court in a divorce examines the best interests of the children at the time of the divorce in deciding who should have custody, what the parenting time should be, and how much child support should be paid. Couples who have acquired substantial assets before the marriage, who have been married before and have children, or who want to preserve their estate plans for their adult children from previous marriages, enter into prenuptial agreements to ensure that their goals and financial expectations are followed in the event of a divorce. These are not the only couples who may need prenuptial agreements. For example, with the recent legalization of same-sex marriages in Minnesota, some-same sex couples contemplating marriage may need to consult with legal counsel to learn the differences in how their income and property will be treated once married under Minnesota law and whether a prenuptial agreement may be appropriate. Professionals are available for consultations on these issues. The collaborative process gives couples (not the court) the power to shape their future financial destiny. The collaborative process also ensures that the needs and interests of each person are addressed, with full disclosure of financial information, advocacy for each person and neutral professional financial and other advice. Making sure each of you have the information you need is what love has to do with it.
Posted on
The True Color of LoveWhile the divorce rate in the U. S. has been decreasing since its peak in the 1980’s, divorce rates for those over the age of 50 is at an all-time high. The divorce rate for this age group has doubled in the past 20 years. There are many reasons for this trend, including longer life expectancy, the increased financial independence of women, changing cultural values and the aging of the “me” generation of baby-boomers. The causes of gray divorces are varied. According to a 2004 AARP study of midlife divorce, the most common reasons given were abuse, infidelity, falling out of love, use of alcohol and drugs, and different lifestyles. Spouses who become “empty nesters” when their children leave home can find it difficult to find common ground. Those who divorce later in life have fewer remaining years in the workforce. This means reduced opportunity to accumulate assets post-divorce. Therefore, making sound financial decisions is critical to both parties’ future well-being. Valuing and dividing retirement plans, securing affordable medical insurance coverage for both parties, establishing and funding separate households, and analyzing cash flow at retirement require expert legal and financial advice.
Posted on
The Age of InnocenceMy wonderful in-laws were married for more than 71 years.   During their later years, visitors to their apartment were surprised to see a copy of The Collaborative Way to Divorce on their bookshelf.  The confusion was remedied after it they explained that they felt compelled to display the divorce book their son-in-law had co-authored. The situation with my in-laws always reminded me of the old joke about the couple who decided to divorce in their late 90’s,  claiming that they had waited so long because they wanted “to wait until all the children have died”. In my 30 years of divorce practice, I have never met a couple who waited quite that long, but I have often heard clients tell me they were waiting “until the kids were grown.” I sometimes fear that this approach may have caused them to postpone marital counseling, or other marriage saving measures, until the bloom has fully gone off the rose.   Still, I understand the desire to hold off on divorce to spare the children at least some of the pain. In practice, “waiting until the children have grown” generally means that, when the youngest child has reached the age of 16 or 17,  one of the parents decides they are close enough to the finish line to start down the path toward divorce.  These families are generally grateful that they have generally spared themselves the difficulties of having to work out a parenting schedule for young children.  However, most of them also come realize that their children, grown or not, are still affected about the divorce. Grown children want their parents to get along, maybe as much as young children do.  It is always sad to hear about a young man or woman who has to spend part of their wedding day worrying about whether mom and dad can be in the same room.   Thankfully, parents who want to spare their children from that anxiety choose methods like Collaborative Divorce, that allow them to remain friends, or at least retain mutual respect, that keeps their children out of the middle, long after they have grown.
Posted on
Wedding GiftHave you ever attended a wedding where the groom’s parents refused to be in the same photograph? Do you know a bride who had to keep her divorced parents separated during the reception? The resulting tension can be palpable to everyone and can taint what should be a joyous occasion for the loving couple. A recent New York Times article describes the additional stress felt by children of divorced parents both before and during their weddings. When exes have difficulty communicating with each other, planning the event is more complicated and stressful for their child, who may be forced to consult with each parent individually. If either parent carries lingering resentment about financial issues, conversations about wedding expenses can trigger unresolved anger. Questions about who will participate in (or even attend) the ceremony may arise if the child’s relationship with either parent was damaged by the parents’ split. All of this unresolved anxiety shifts the focus away from the bride and groom and the happy occasion. The good news is that it doesn’t have to be this way. Divorcing parents who choose the Collaborative divorce process are asked to articulate their dreams for the future. These goals typically include aspirations for a healthy co-parenting relationship and financial security for both parents. Setting goals empowers them to co-write the ending to their own unique divorce story. Doing so restores some sense of control during a turbulent time. Less resentment means a more peaceful future for the entire family. How a couple divorces has a ripple effect, impacting a wide circle of family and friends, with their children in the center. How they divorce will affect each and every future family event. What better wedding gift can any parents give their children than a day filled with loving support?
Posted on
MoneySpousal maintenance, or alimony, is one of the most difficult issues in divorce. How much? How long? Can it be modified? These are the questions that must be answered by divorcing couples. Faced with having to support two households rather than one, money is usually tight. Both parties wonder if they’ll have enough, creating fear all around. Clients ask me, “What would a judge do in my case?” The Minnesota spousal maintenance statute instructs the court to “consider “all relevant factors, including” and lists eight such factors. Predicting how a particular judge will apply the statute in a particular case is impossible. Looking at previous decisions in other cases involving the issue of spousal maintenance can also prove frustrating. Few cases are actually decided by the courts, and the facts in every case are unique, making comparison difficult. Minnesota is not alone in its lack of guidance on this issue. A recent article in the Wall Street Journal reported that several states are currently considering proposals to amend alimony laws. Some of the proposed changes include creating formulas to determine the amount and duration of spousal support. Others call for an end to permanent alimony altogether. While consistency and predictability are admirable goals, I question whether new legislation will produce fairer outcomes. Asking a judge to apply the law can be frightening. Having to live with a third-party’s decision can create resentment. So how can divorcing couples resolve this difficult issue without giving up control of the outcome? The Collaborative divorce process uses interest-based negotiation to guide discussion of spousal maintenance. A financial neutral (hired jointly by the parties) guides them, using the following steps:
  1. Help both parties identify their goals and interests
  2. Gather all relevant information regarding income and budgets
  3. Generate settlement options
  4. Evaluate settlement options
  5. Put the agreement into writing
The Collaborative process requires full disclosure of all financial information by both spouses and encourages honest, respectful discussion. Because both parties have actively participated in the creation of their support agreement, they can move forward with less fear and resentment. This process represents the best way I have found for divorcing couples to resolve this challenging issue. To learn more, visit the Collaborative Law Institute of Minnesota website.
Posted on
Image courtesy of arztsamui/FreeDigitalPhotos.net
Image courtesy of arztsamui/FreeDigitalPhotos.net
While much of the focus of the new law legalizing same-sex marriage in Minnesota is focused on the upcoming weddings, the new law also paves the way for same-sex couples to legally divorce once the law goes into effect on August 1, 2013. This has a significant impact on Minnesota same-sex couples who were legally married in other states or countries and have since split up. Minnesota’s current law declared that same-sex marriages from other states were void and no rights were enforceable in Minnesota. For example, suppose you have Bill and Bob, a gay couple who legally married in Vermont in 2001, and then moved to Minnesota. Bill and Bob adopted a son, and Bob decided to stay at home to care for their son while Bill worked.  After 12 years of marriage, they decide to end the marriage. Minnesota law treated this couple as if they had never been married, and they would not have been able to bring a proceeding for divorce. They could have brought custody and child support issues in a legal proceeding, but the law would have treated them like unmarried parents and would not have been able to handle property division or spousal maintenance. But now, the new law signed by Governor Dayton allows Minnesota family courts to recognize marriages performed in other states or countries.  So same-sex couples will now have the ability to pursue a legal divorce just like an opposite-sex couple.  Depending on the facts, Bob might have a claim for spousal maintenance, and the couple’s marital property accumulated during the 11 years of marriage would be subject to an equitable division by the family court. One thing the new Minnesota law cannot fix is the tax implications on property divisions in same-sex divorce. Because of the federal Defense of Marriage Act (“DOMA”), the federal government does not recognize same-sex marriage for tax purposes. And that means same-sex couples who are dividing assets in a divorce, such as retirement accounts, are treated differently by the IRS than opposite-sex couples.  All of that could change in the next couple months when the U.S. Supreme Court rules on the constitutionality of DOMA. With the new law and the impending decision by the Supreme Court,  family lawyers are facing new territory.  This makes the collaborative divorce process an attractive option for same-sex couples. The collaborative divorce process allows for a couple to honor their relationship and craft customized solutions to handle the changes to the law. Bill and Bob can have a respectful divorce, work together as effective co-parents, and remarry when they find new love in the future.