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173298779When you are ready to start a divorce, nothing creates more frustration than the reluctant spouse.  How are you supposed to move forward with your life when your husband or wife doesn’t want a divorce?  Here is my advice for dealing with the spouse who is dragging their feet. 1.  Keep your long-term goals in the forefront, rather than taking short-term aggressive action. A friend of mine from another state called me recently to tell me about her meeting with a divorce lawyer. My friend wants a divorce; her husband doesn’t. The lawyer said she ought to serve and file divorce papers on her husband and tell her three children about the divorce by herself so she controlled the story to the kids. This kind of advice is what gives lawyers a bad name. Like most people with kids, my friend wants to protect them from conflict and have a good co-parenting relationship after the divorce. That means she has to work with her husband, not set up a firestorm of conflict by launching an aggressive attack.  2. Get the right support to help your spouse. A spouse who is not emotionally ready to handle a divorce can make the process difficult. It’s much more effective to connect with resources to help your spouse accept the divorce. If you have been in marriage counseling, you could enlist the counselor to facilitate conversations about your desire for a divorce and options for proceeding. Discernment counseling, which is a limited scope form of therapy, is another approach. Or you could work with a collaborative divorce coach, who is skilled at working with couples who are have a gap in their respective readiness to proceed with divorce.  3.  Use the time to gather necessary financial documents.  While you are letting your spouse play “catch up” emotionally, it helps to feel like you are taking steps to move forward. One task that has to happen is gathering financial information. You can contact a collaborative financial neutral to find out about their services and the information that will be needed. You can gather records, such as tax returns, mortgage documents, bank statements, and credit card statements. You can look into insurance costs as an individual and look into housing options. Gathering all the financial information usually takes some time, and there is no reason why you can’t get a start on that important step. It will make things go more quickly once you are ready to start the process. It is rare for both spouses to be in the same place emotionally when deciding to end a marriage. If you can give your spouse some time and support to accept that the marriage is over, you gain a less frustrating divorce process and a foundation for a good working relationship as co-parents.
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175383921In my last post “Getting Unmarried: Gray Divorces” I wrote about the increasing number of divorces for those over the age of fifty. Also of note was how Gray Divorces have many of the same foundational issues as any divorce although there are some distinct differences. Regardless of the issues, a trained financial neutral plays a critical role in the collaborative process. Money matters can be a bed rock of tension in divorce cases. Financial issues are often cited as a major reason for marriage breakups. A financial neutral assists couples in navigating their finances. They help with the two major financial components in divorce. One is the balance sheet (list of all assets and liabilities), and two the cash flow and support. So what does a financial neutral actually do you ask.  First and foremost a financial neutral is just that – an impartial expert on financial issues. They remain unattached to any particular outcome. A good financial neutral can be worth their weight in gold when it comes to helping couples navigate money issues in divorce. Financial neutrals help a couple gather and identify the financial information needed. I often hear from spouses the detail involved in gathering the financial information is something they have never experienced. The reason for this is all assets and liabilities, each and every one, is separately noted in the final decree so as to leave no doubt who gets what and who is responsible for what. Independent third party written documentation is needed to support each asset and liability. This information gathering is a part of the process that can’t be short circuited. Having said this, when information gathering is completed by a financial neutral it can save spouses a considerable sum. Think about it. You are paying one professional, the financial neutral, to complete this process vs. each spouse providing the same information to each of their attorneys who in a non-collaborative divorce will have to review and assimilate  all the information provided, ask questions of their clients, and then likely have to converse with the other spouse’s attorney. Financial neutrals can assimilate and organize this information in a streamlined manner with the couple’s cooperation. Usually financial neutral hourly rates are less and sometimes significantly less than attorney rates. Once all financial information is collected and organized the financial neutral creates a marital balance sheet listing each and every asset and liability. The marital balance sheet forms the basis for discussion as to how each asset and liability is allocated between spouses. In the collaborative divorce process, couples make their own decisions about asset and liability allocations to each spouse.  Couples must ultimately reach agreements on the balance sheet. The financial neutral along with each spouse’s attorney helps facilitate these discussions. The alternative in more traditional litigated divorce cases is someone else, a judge, makes decisions for the couple since they are not able to agree on their own. Financial neutrals help spouse’s asses their ability to meet their reasonable living expenses (cash flow). This part of the process includes analyzing income sources and estimating future living expenses. Generally spouses are asked to complete some sort of budget template. In my experience both as a financial neutral and a financial planner, I find most people do not care for the term budget. I do a fair amount of public speaking and when I ask people what they think of when they hear the word budget it usually has a negative impression like restrictive or confining. I have attempted to remove the word budget from my vocabulary as a result and replaced it with cash flow or spending guide.  Budgets tend to be backward looking while the words cash flow and spending guide are future oriented. Assessing income and expenses (cash flow) provides each spouse with a realistic look at their financial security moving forward. Financial security is the number one goal I hear that each spouse wants to achieve. No one has ever told me they want financial insecurity. A realistic look at cash flow for each spouse is critical to providing the financial security they seek. Here is a phrase I have used when having cash flow discussions. If your outgo is greater than your income, then your upkeep may be your downfall. Think about that for a moment. Better yet remember it, as it will serve you well no matter your financial stage in life. Yes the balance sheet with its listing of all assets and liabilities and the cash flow and support pieces form the two financial pillars of every divorce. Sometimes the financial issues can become very emotionally charged. A well-trained experienced collaborative financial professional along with the help of other collaborative team members can help keep spouses on track. I encourage couples to the extent possible to look at these decisions as business decisions. It’s easier said than done but in the end it usually is a business decision. I am a firm believer that each spouse and their family are far more important than any numbers on a balance sheet or cash flow report. In my book and in my work people always come first before numbers. There are other important financial issues a financial neutral can assist with. Watch for part II of “Getting Unmarried: Money and Divorce”. There I will talk about marital and non-marital property, analyzing tax implications of various scenarios for child support and/or spousal maintenance; analyzing property and business interests, debt pay off scenarios, and comparing pros and cons of using one asset over another. Is a collaborative divorce process right for you? If you or someone you know may be looking for a divorce alternative without court click on this link to learn more:  www.collaborativelaw.org.
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168408173In my last blog I wrote about how people travel all around the world to learn about how we Collaborative divorce in Minnesota. In this blog, I want to say a little bit about why that is true. Describing all of the elements of Collaborative Divorce would require more than we could put in one blog. I want to focus on the one element that may stand out above the others: choice. People who face family conflict need choices. Collaborative Divorce takes everyone, including the lawyers outside the court system, so that there is complete freedom for each family to design a process that truly meets their unique needs. Once people arrive at that place where true choices can be made, there are many options. Here are some examples of choices people can make in the Collaborative Process:
  • People can choose to have a parenting expert help them with their children rather than leaving the parenting issues divorce lawyers.
  • People can choose to have a financial expert teach them about how to handle finances better rather than just fight over who gets the bigger slice of the pie.
  • People can choose to improve their communication, and even, if possible improving their respect and trust of each other, by getting the emotional support that they need.
  • People can choose to focus on their highest goals, like reducing conflict and can avoid getting caught up in minor issues.
  • People can even choose to put the divorce on pause, if appropriate, to give them time to look at their marriage and determine whether they want to work on reconciliation.
When families are in conflict, trying to fit that conflict into a narrow “one-size fits all” system, can lead to outcomes that do not address true needs. Stepping outside the shadow of the courthouse and letting families design their own course leads to better outcomes. Divorce is difficult. The choices that you make during this important time could affect your family for decades. Before you take the first step, explore all of your options. To find out about the Collaborative option, go to www.collaborativelaw.org.
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471951467Recently I participated in a case debrief with other members of a Collaborative team.  The debrief, or case consultation, is a regular and ordinary part of Collaborative Team Practice.  Any team member can request a debrief to get an update or deal with an emerging issue, or they can be regularly scheduled by the neutral coach as part of team practice.  I usually don’t think twice about how remarkable these discussions can be.  But it is important to occasionally reflect on what makes Collaborative Team Practice uniquely able to tailor problem solving to the needs of clients. The issue we were addressing as a team was how to best support a divorcing couple to deal with hurtful and contentious behavior by extended family.  This is not an uncommon concern.  It can be difficult for extended family and friends to know how to behave during a divorce, and many default to taking sides.  This can aggravate an already painful situation, especially for children who find themselves in the middle when listening to an aunt, uncle, grandparent or other family member who is critical or dismissive of one parent. This issue had arisen several times while creating a parenting plan.  Because parents were working with me as a neutral child specialist, it was possible for us to generate options in an open way, e.g. inviting extended family members to a meeting with me to talk about the goals of Collaborative Team Practice and the importance of keeping kids at the center and out of the middle.  Parents and I agreed I should discuss their concerns and potential options with their team. In the team debrief, the attorneys and neutrals working with this family continued to openly address this issue with a problem solving approach, and more options were generated for supporting our clients and their children. Each team member was able to contribute nonjudgmental, constructive perspective and empathetic support.  We shared the commitment to assist our clients through a challenging time. In a different kind of divorce process, it would have been difficult to have such an open discussion about an issue with such potential to be polarizing. Team debriefs are clearly one of the strengths and value-added dimensions of the Collaborative Team Practice model.
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144313218It was actually my wife’s idea. Lose the clunky stand-alone bookshelf on the second floor landing and build in a bookcase that wraps around the stairwell. Four years ago, her father called a buddy with a sawmill up north. The buddy sold us an oak tree. Then he quarter-sawed it into planks, delivered it to my father-in-law’s shop, and in a matter of months, we had a stack of lumber that was milled to provide tops, bottoms, sides, and shelves of a bookcase. Some assembly required. “I’ll do the finishing,” I said. “I don’t want this to be a slap-dash job.” It wasn’t. Weeks turned into months. Months turned into years. The rift and quarter-sawn white oak was sanded. It was filled and sanded again. It was stained. It was varnished.  Multiple times. The varnish was sanded down to even it and provide a smooth base for the next coat.  And the next. And the next. “Are you ever going to finish those bookshelves?” my wife asked. “No sense paying someone to do something I can do myself,” I responded. This week, as her uncle and I measured, re-measured, plumbed and leveled and trimmed out and touched up the enormous room elephant that this project had become, I shared my frustration with a colleague. “I swear that’s the last time I volunteer on a home project!” I told him. “It’s not like I couldn’t do it. The finish work is gorgeous, if I do say so myself. But the time! I swear I would have been way ahead of the game if we had just hired someone to begin with.” “Kind of like a pro se divorce, isn’t it?” he quipped, referring to the 80% of divorces where the couples don’t use any lawyers to assist them. “As I recall, you don’t do a lot of wood finishing, do ya?” “Some” “Ya learned a lot ya didn’t know before, sounds like.” “The understatement of the year!” “Like I said, sounds like a pro se divorce!  Hey, I know ya got “skills,” but how much time did ya give up, and how much of it did ya have to do over ’cause ya didn’t get it right the first time?” “Don’t ask!” It’s not that I don’t know why those 80% try to do it themselves.  I get that!  Last week I helped a woman who did it herself.  She also transferred part of her retirement to her Ex.  But she made a mistake and had to do it over.  This time, the Ex had a lawyer handle the transfer order.  And she had me look it over to be sure it was all in order, which it was. I probably should have hired you in the first place,” she said when we were done.  “Thanks so much!” It had a familiar ring.
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176725719Every couple and every divorce is different. A divorce is often a complicated process involving emotional and financial elements. While there is no universal process for divorce, there are some common mistakes. Indeed, if a divorcing couple could avoid these mistakes, they would be very well on their way to a respectful process with the best possible outcomes. 1. It is a mistake to have unreasonable expectations. You will not “win” on every issue. In fact, a collaborative divorce results in mutually agreeable resolutions. The work is not about winning or losing, it is about working to come up in resolutions that are acceptable to both spouses.  What matters is looking at the big picture and working toward a resolution together so that you don’t fall into the trap of seeing every decision as a win-loss issue. 2. It is a mistake to let your emotions rule you. A divorce is a very emotional process.  This is understandable and a part of the process. During a divorce, you need to try and make decisions in your own best interest. Decisions out of anger or frustration may not be as long-lasting. Try to find a support network and a professional team to support you to make decisions that feel right and have long-standing value. 3. It is a mistake to not deal with your finances. An important thing to focus on is your finances. In addition to dividing up the financial assets/liabilities and property you have, it is important to think about the tax implications of your divorce.  You want a support team in place that thinks about all of the financial necessities and comes up with workable and predictable resolutions that work. 4. It is a mistake to not consider a collaborative divorce. It is important to recognize that there are various process options available to you in a divorce. Even if both parties in the divorce want nothing but for the marriage to end, it is important to remember that your situation is as unique as your marriage was. A collaborative divorce may work best for you and your spouse. It will allow you to work together to determine how the marriage will end, how your assets will be divided and how child custody will be decided. This type of dissolution isn’t solely for couples who are parting amicably and have little to divide; many couples work with each other collaboratively during a divorce so that the have control of the process and how to settle property and custody issues.
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175383921In my last post “Getting Unmarried: Gray Divorces”  I wrote about the increasing number of divorces for those over the age of fifty. Also of note was how Gray Divorces have many of the same foundational issues as any divorce although there are some distinct differences. Regardless of the issues, a trained financial neutral plays a critical role in the collaborative process. Money matters can be a bed rock of tension in divorce cases.  Financial issues are often cited as a major reason for marriage breakups. A financial neutral assists couples in navigating their finances. They help with the two major financial components in divorce. One is the balance sheet (list of all assets and liabilities), and two the cash flow and support. So what does a financial neutral actually do you ask.  First and foremost a financial neutral is just that – an impartial expert on financial issues. They remain unattached to any particular outcome. A good financial neutral can be worth their weight in gold when it comes to helping couples navigate money issues in divorce. Financial neutrals help a couple gather and identify the financial information needed. I often hear from spouses the detail involved in gathering the financial information is something they have never experienced. The reason for this is all assets and liabilities, each and every one, is separately noted in the final decree so as to leave no doubt who gets what and who is responsible for what. Independent third party written documentation is needed to support each asset and liability. This information gathering is a part of the process that can’t be short circuited. Having said this, when information gathering is completed by a financial neutral it can save spouses a considerable sum. Think about it. You are paying one professional, the financial neutral, to complete this process vs. each spouse providing the same information to each of their attorneys who in a non-collaborative divorce will have to review and assimilate  all the information provided, ask questions of their clients, and then likely have to converse with the other spouse’s attorney. Financial neutrals can assimilate and organize this information in a streamlined manner with the couple’s cooperation. Usually financial neutral hourly rates are less and sometimes significantly less than attorney rates. Once all financial information is collected and organized the financial neutral creates a marital balance sheet listing each and every asset and liability. The marital balance sheet forms the basis for discussion as to how each asset and liability is allocated between spouses. In the collaborative divorce process, couples make their own decisions about asset and liability allocations to each spouse.   Couples must ultimately reach agreements on the balance sheet. The financial neutral along with each spouse’s attorney helps facilitate these discussions. The alternative in more traditional litigated divorce cases is someone else, a judge, makes decisions for the couple since they are not able to agree on their own. Financial neutrals help spouse’s asses their ability to meet their reasonable living expenses (cash flow). This part of the process includes analyzing income sources and estimating future living expenses. Generally spouses are asked to complete some sort of budget template. In my experience both as a financial neutral and a financial planner, I find most people do not care for the term budget. I do a fair amount of public speaking and when I ask people what they think of when they hear the word budget it usually has a negative impression like restrictive or confining. I have attempted to remove the word budget from my vocabulary as a result and replaced it with cash flow or spending guide.  Budgets tend to be backward looking while the words cash flow and spending guide are future oriented. Assessing income and expenses (cash flow) provides each spouse with a realistic look at their financial security moving forward. Financial security is the number one goal I hear that each spouse wants to achieve. No one has ever told me they want financial insecurity. A realistic look at cash flow for each spouse is critical to providing the financial security they seek. Here is a phrase I have used when having cash flow discussions. If your outgo is greater than your income, then your upkeep may be your downfall. Think about that for a moment. Better yet remember it, as it will serve you well no matter your financial stage in life. Yes the balance sheet with its listing of all assets and liabilities and the cash flow and support pieces form the two financial pillars of every divorce. Sometimes the financial issues can become very emotionally charged. A well-trained experienced collaborative financial professional along with the help of other collaborative team members can help keep spouses on track. I encourage couples to the extent possible to look at these decisions as business decisions. It’s easier said than done but in the end it usually is a business decision. I am a firm believer that each spouse and their family are far more important than any numbers on a balance sheet or cash flow report. In my book and in my work people always come first before numbers. There are other important financial issues a financial neutral can assist with. Watch for part II of “Getting Unmarried: Money and Divorce.” There I will talk about marital and non-marital property, analyzing tax implications of various scenarios for child support and/or spousal maintenance; analyzing property and business interests, debt pay off scenarios, and comparing pros and cons of using one asset over another. Is a collaborative divorce process right for you? If you or someone you know may be looking for a divorce alternative without court click on this link to learn more:  www.collaborativelaw.org
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500048813Becoming friends with your ex? Or even friends with your ex’s new boyfriend/girlfriend? Do these friendships sound impossible to attain? Perhaps there is something to be learned from the infamous Tiger and Elin Woods’ divorce. Elin recently went on vacation with Tiger, their two kids and Tiger’s current girlfriend, Olympic skier, Lindsey Vonn. The modern blended family – where friendships, and even vacationing together can happen successfully. If befriending seems like a long-shot for you, try to put bitterness and grudges aside when you consider that new boyfriends/girlfriends/spouses will be around your children, whether you like it or not. Co-parenting is not easy, and it will take time and effort to find the right grove in your new lives. Daisy Camp recently hosted a co-parenting workshop at the Collaborative Alliance, titled “One Bridge to Peace,” where co-parenting tools were provided that allow even one willing, caring parent, to relate peacefully with even the most bitter and contentious co-parent. Depending on how newly divorced you are, joining each other on vacations may seem like a long-shot, but remember, even introducing yourself and keeping the lines of communication open with you ex’s new companion can go a long way. Who knows, maybe someday you’ll find yourself vacationing in the Bahamas or at Disney with your ex!
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182961210 In my role as neutral child specialist I often act as a translator.  I work to ensure that parents understand the words and ideas of their children about how family can work best for them moving forward. I help parents listen to rather than react to each other while working on creating a parenting plan.  And I frequently deconstruct and revise certain legal divorce terminology into more family-friendly language.

From the start, I ask my adult clients to think of and refer to themselves as parents rather than parties.  The term parties to a dispute in a no fault divorce is more impartial than plaintiff vs. defendant, but it can still sound adversarial to many parents. As I have written before, legal terms like physical custody, legal custody, child support calculator and even settlement sound formal, top down and foreign to how families actually function.  In my office, and in the offices of many Collaborative team professionals, we talk about parenting time and decision making, and the resources parents need to adequately meet their children’s needs in both homes.Since learning this priceless phrase from a child I worked with, I prefer the term getting unmarried to getting divorced.  I prefer talking about reaching resolutions rather than settlements.  I ask my clients to refrain from saying 50/50 parenting, because how often do kids think of their parents in percentages?   I remind parents that children think of their moms as 100% their moms, and their dads as 100% their dads, regardless of whether the kids are at school, with their grandparents, on a play date, or where they sleep at night.  We use the language of co-parenting that is developmentally informed and attuned to their children’s temperaments and personalities. Language powerfully shapes our human experience, and communicates both explicit and implicit meaning.  The words chosen to describe a process or event are important.   Discussing important concepts in clear, thoughtful, straight-forward language and avoiding the use of jargon whenever possible can promote clarity and understanding during an already anxiety-arousing process.  And that is also priceless.
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I seem to be going through a “mourner phase,” these days.  Last month, I attended four funerals.  This month, a couple.  Frequently, these events were labeled “a celebration of life.”  Sometimes they were; other times, not so much. It’s not unusual for children or close relatives to speak at these events, describing the bond between themselves and the deceased, and how it was created.  Often, the speaker can bring that person to life, figuratively speaking, with their words.  The last thing in the world we ever expect to hear is that Joe was a mean, abusive so-and-so; he denigrated his wife, beat his kids, and has as much chance of getting into Heaven as Osama bin Laden.  Admittedly, none of the services I attended included such a speaker.  Although . . . One of them included an out-of-town relative who was a member of the clergy.  His memories of the dead individual brought to mind a temperance revival meeting, and really turned into a rant about how this relative had saved the decedent’s soul at the last minute.  To many in attendance, and this was NOT an evangelical group, it appeared the funeral in those moments had ceased to be a celebration of the dead man’s life and had instead become all about the relative. As I struggled with how inappropriate the funeral hijacking felt, my deja vu detector went off.  It took me a while to realize why.  As a divorce lawyer, I get to help officiate at the death of a marriage.  In the best cases, when a couple sees the wisdom of planning their family’s future together, those divorces can include a large measure of honoring that marriage, even if it stops short of an outright celebration.  The relationship that brought the children into the world can be buttressed and supported going forward.  The good things can be retained.  The bad parts . . . well, the bad parts are why they’re in my conference room. And then there are those who, oblivious of the relational aspects of the marriage that died, just want to go on and on, like the prodigal clergyman, and make the divorce all about them.  Their “rights,” their money, their property, even “their” children.  Losing sight of the Big Picture is an uncomfortable thing to witness, whether it accompanies the death of a person, or the death of a marriage.  When couples keep that Big Picture in mind, they can create a fitting memorial to the marriage that used to be, and honor the family that still is.