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494322995-business-people-shaking-hands-in-meeting-gettyimagesIf you are facing the possibility of a divorce, choosing a divorce lawyer could be one of the most important decisions in your life. Divorce is unfair. It forces you to make some of the most difficult decisions in your life at a time when you might be least able to do so. Having someone you trust to advise you is important. There are hundreds of lawyers in the Twin Cities with significant experience handling divorce cases.  Regardless of what you may think of lawyers (and surveys would suggest that may not be overly positive) lawyers are, for the most part, like the rest of our society. They come in all shapes and sizes, and have varying degrees of skill, honesty and effectiveness. If you work hard and do your homework, you can find one of the really good ones. Perhaps more importantly, you want to the best attorney for you. The key is to know how to investigate and interview so that you find the right fit. Investigating Lawyers to Interview. The first step is to find attorneys to interview. The best way to start is to talk with people you know who have had a positive experience with their divorce attorney and find out what it is about their attorney that they liked. The other option is to research the internet carefully, at least to make sure you understand all of the process options available. While it would be reckless to choose an attorney from online information alone, the internet can be an effective way to find someone to interview. It is also a good way to learn about the main process choices that exist in our community; namely traditional representation; mediation and Collaborative Practice. Once you have found an attorney to interview (or ideally several attorneys), you should contact each attorney (by phone or email) and find out if they charge for the initial consultation. Many family law attorneys will provide consultations for free, or at little charge, in order to give you the opportunity to meet them and learn how they work. When you do interview the attorneys, do not be afraid to ask them difficult questions to help you determine if they are a good fit for you. Many books include guidance on questions to ask your attorney including, The Collaborative Way to Divorce. Make sure that each attorney that you interview provides a description of the main process choices described above and make sure they describe their experience and training in each of these areas. Attorneys, like most people, have preferences and biases and their description of the three basic options can be filtered by their own preferences, rather than being based upon actual experience. If, for example, your attorney has not had significant experience in mediation or Collaborative Law, their recommendation may be based on third hand accounts of information or bias, rather than actual expertise. To find attorneys who have experience or expertise in Collaborative Law and mediation, go to www.collaborativelaw.org or www.divorcechoice.com.
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164848735-judges-gavel-and-legal-files-gettyimagesOur last blog post from Daisy Camp discussed ways you can avoid going to trial in a divorce. The last thing anyone wants is to go to trial, but sometimes going to trial is simply unavoidable. The good thing is, less than 5 percent of divorce cases go to trial, but what if you find yourself amongst that 5 percent? What can you expect in a divorce trial? Judges generally try to help you resolve your case before the trial date, but sometimes that is simply impossible. If, after months, and sometimes even years of negotiations, you and your soon-to-be-ex-spouse still have not reached an agreement, your last recourse is to have a trial. Divorce trials typically do not involve juries, but are held by a judge in the judge’s chamber. The judge reviews volumes of documents, hears evidence from each spouse, your respective divorce attorneys, possibly witnesses, and then come to a decision based on evidence. Trials can be as short as half a day or as long as several months (although that would probably be unusual for a divorce trial). The length of a trial depends on the number of witnesses, how long each examination takes, and what motions are made during the course of the trial. The emotional and financial costs rapidly add up. Divorces can be very expensive, but divorces that go to trial are even more costly, both financially as well as emotionally. According to the book “The Collaborative Way to Divorce” by Collaborative Attorneys, Stuart Wells & Ron Ousky, “When divorcing the “traditional way” settlement may only happen only after you or your spouse have been to court on one or more occasion, for temporary hearings, settlement conferences,  and so on. Sometimes these cases settle within days or hours before the trial is scheduled to begin – after you and your spouse have already incurred most of the financial and emotional cost of preparing for trial.” In these cases although the trial was avoided, the damage is already done.
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185123062-stone-heart-gettyimagesAs a collaborative law professional, I work with divorcing couples on out-of-court resolutions that meet big picture goals and interests. It is challenging work that I have dedicated my career to and I strive daily to provide the highest level of service. As a general practice, I check in with my clients a year or so after the divorce to see how things are going. I genuinely care about my clients and enjoy learning where they are at after a divorce and what accomplishments and challenges they have faced after the transition. While many traditional, court-based divorce attorneys hear from their clients often with post-decree disputes or modifications, I believe if I have done my job most effectively, clients will be prepared to handle most everything that comes up after a divorce on their own. More often than not, the only way I know how my clients are navigating a post-divorce world, is to reach out and ask them. I recently heard from two former clients. First, I heard from a spouse who had one of the more challenging financial situations I have dealt with. There was significant debt and substantial expenses (as there often are) and they had shared some unique financial goals regarding their investments and retirements moving forward. They also agreed to share future income in a manner that was unique in the eyes of the law, yet suited their big picture goals. The parents agreed on many parenting issues, but both had personal experiences with bad divorces in their own childhoods, so they were apprehensive and untrusting of the other. They also intended to move out-of-state for the main wage-earner’s work once the children finished the school-year, although there was concern on follow through with this agreement. I heard from this client that the move happened without a hitch and they have peacefully transitioned into two homes in a new community. The children are thriving with the help of good communication and some family counseling. I heard from my client that “things are better than I expected” and that my client truly believes they are both doing really well. Most importantly, my client was excited to share the accomplishments of the children, yet sharing truthfully some of the difficulties they have had with the transition. This client expressed gratitude for a collaborative divorce process that allowed them to acknowledge the positives in their relationship and preserve what works, while restructuring things for a better future. My other client had recently navigated his Wife getting remarried. He provided spousal maintenance to his ex-Wife and the decree had contemplated the financial circumstances changing upon remarriage if either spouse requested such a review. My client informed me that despite the decree allowing for a review, he had decided not to do so because he wanted to continue to support his ex-Wife in a financially stable situation for the benefit of his children. Even though he could have likely lessened his obligation, he felt most comfortable with maintaining the status quo and continuing support. Like my other client, he thanked me for providing a process that allowed him the flexibility to decide what feels right but also preserved the respect and caring he shares for his ex-Wife. Indeed, that respect has benefited her greatly as well through the support. In my years of experience and check-ins with clients, I am continuously impressed by the level of gratitude clients express for the collaborative process. It is a process that creates unique outcomes tailored to each family’s needs and, I believe, results in longer lasting agreements and stronger post-divorce relationships.
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513648211-sadness-today-gettyimagesIn divorce many people hire attorneys with the hope of receiving what the law entitles them to receive.  They focus on their rights and ask their lawyer to help them get what “the law” provides, perhaps believe that this is the best way to protect their interests.  Most people don’t realize how focusing on the law and “rights”  is setting the bar very low and on occasion, guarantees them that they will need to settle for the very minimum  rather than trying to achieve their most important goals. Divorce laws are created to establish minimum standards for the government to apply if the family cannot come up with a solution on its own. For example, the child support guidelines give you an idea about the minimum amount that would be required for the support of your children if a judge is required to intervene.  The property division that your lawyer tells you will be ordered under “the law” merely describes the minimum that the law will compel.  The parenting schedule normally describes the minimum times that you must be allowed to see your children. Nevertheless, it is a curious  aspect of divorce law that people often start out focusing on those minimums and do not stop to reflect on what might be possible. Striving for minimums is an unusual way to begin down any path, particularly with something as important as family relationships. Outside of divorce, few of us would ever think that we should provide only the minimum to our family members. We would rarely respond to needs of our children, or our spouse, or a parent or even an aunt or uncle for that matter, and say “what is the very minimum that the law would compel me to do?”  To the contrary, faced with these situations outside of divorce, we would be drawn to think in terms of doing the right thing; doing the best we can do under the circumstances. Yet, as soon as we enter the divorce world, we automatically assume this “minimum only” mentality and we hire lawyers to fight over those minimums. No doubt some you are thinking that divorce is different because you are dealing with an ex spouse and that the rules of conscience and decency should not have the same sway as with a real family member. But is that really how it is? First of all, if there are children involved, it is difficult to enforce minimums without catching them in the crossfire. Because your children will live in the same house as your former spouse for a significant portion of their lives, there is no way to force your spouse to accept minimums without impacting your children, at least to a degree. In addition, is your spouse, the mother or father of your children, someone who can be immediately relegated to the role of non-relative and allow you to feel a complete indifference to their well-being, (or worse)? No doubt, many divorcing people have found ways to view of their ex spouse in this way. However,  most people,  once they get past the anger, fear or sadness, admit that they do not hold this complete indifference and, in fact, express real caring, and concern for their ex spouse. So, how do we shed the “minimums” mentality and approach divorce by setting the bar much higher? It will take more than one blog to cover the many different ways to create better settlements by appealing to higher standards. But here is a start. Go to www.collaborativelaw.org or to www.divorcechoice.com and find a divorce professional who speaks this language. You may be surprised by what is possible.
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172244707-daddys-comfort-series-gettyimagesHaving recently become a grandparent for the first time, I am pondering the future with renewed urgency that my granddaughter’s legacy be one of hope and abundance. As she grows, there is no way to prevent the pain of grief and loss, the challenge of change or the regret of unfulfilled expectations, as major and minor crises are a normal part of our complicated human lives. But I want her to always know she is safe and loved, especially by her parents, as these are the building blocks of her resilience. Almost always, children experience divorce or breakup as a crisis, a challenging change, a loss. However, as I tell the parents with whom I work, it is possible to keep this crisis from ever becoming a trauma. It is possible to separate or get unmarried in such a way that your children will continue to feel safe and loved by both parents. Selecting a process that enables a divorcing couple to make the transition to effective co-parenting is an investment in their children’s future. As with other important investments, there is a need to balance potential gain with possible risk. In terms of impact on children, an adversarial divorce has minimum gain and maximum risk. A shorthand equation may be, the greater the court involvement, the greater the risk. In contrast, a process that focuses on respectful problem solving, and eliminates the need for court involvement, such as mediation or Collaborative Practice, has lower risk and potential maximum gain for children. Choosing the right professionals to guide you through the best process for your family can pay huge dividends in your children’s future.
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167810616-mature-couple-relationship-difficulty-gettyimagesThe most significant increase in divorces nationwide has been among baby boomers, essentially those people born between 1945 and 1965. That is not terribly surprising given the high number of people in this age range. However, it does present new dynamics to divorce to the point where the notion of “boomer divorce” has started to reshape the way divorce happens. Baby boomers who face divorce tend to have different issues, and different priorities, than other generations. For the most part their children are grown, or nearly grown. As a result, they do not need significant help with issues of custody or parenting. However, they tend to be very concerned about the well-being of their grown children; whether it comes to making sure that college is financed or addressing their children’s desire to have their parents behave amicably. Children in their late teens or early twenty’s often care deeply about their parent’s divorce and the way that their parents face divorce can have an impact on their lives. If they are in college, they want to be able to visit each parent during school breaks and acrimony between parents can make that awkward or difficult. When they look ahead toward important life events like weddings, graduations, births and baptism, they want both parents to be able to participate without bringing unwanted tension to these life events. I have heard many stories about parents who attend their child’s wedding and cannot be in the same room together. It is very sad to imagine a young bride or groom, on the most important day of their lives, having to focus on have to protect or care for one or both of their parents rather than focus on this important occasion. Many of have witnessed these sad occasions. At the same time, we have witnessed divorcing parents who are amicable with each other and can share the experience of their child’s wedding in a way that truly honors the event. Baby boomers also care a great deal about planning for their financial future and in creating a divorce agreement that allows them to eventually enjoy their retirement years.   With people living longer and remaining healthy will into their later years, there is generally a great deal of fear about the divorce altering their retirement plans. While divorce does take a financial toll on all of the family resources, including a division of retirement assets, boomers who use creative planning, including working with an interdisciplinary team that includes financial professionals, can find acceptable creative solutions. The unique problems faced by most boomers are increasingly causing them to look for more amicable and creative options to help them divorce in a way that preserves their sanity, their co-parenting and their financial nest egg as much as possible. For information about those options go to www.collaborativelaw.org or www.divorcechoice.com.
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91538368-womans-arm-reaching-for-a-floating-balloon-gettyimagesNo one imagines they will find themselves single, divorced, and living in a 4 bedroom house in the suburbs alone, and then it happens. So what do you do when you wake up and realize that your life is not at all what you ever imagined it would be? How do you “cope” and “mourn” the loss of the life you had been planning for yourself? First, remember you are not alone. You are never alone in this. Lean on your friends, family, and a good support group – whether it’s a support group you created with a network of friends and family, or a more formal divorce support group in your area. There are so many resource out there, find people/places/networks that you feel comfortable with. Seek out professional counseling or therapy, sometimes just talking about these hopes and dreams that could have/should have/would have been to a neutral party can be such a relief. Know that it is ok to mourn this loss. For you it may be the loss of the “perfect family” you had envisioned – whether you never had kids and always wanted them, or had 1 or 2 and had wanted more. Maybe for someone else who is forced to go back to work because of the divorce, it may be the loss of being able to stay at home with the children. Perhaps it’s the loss of a certain lifestyle one may have gotten used to or thought they would attain someday, whether financially or within a certain social circle. Maybe divorce forced you to move to new area and you are mourning the loss of being close to your friends, in a certain school district for your children, or even simply mourning the loss of your home. It’s not irrational to mourn these things, whether they are lifestyles and material items you no longer have, or were simply hopes for the future – it is ok. Take comfort in knowing that you never know what the future has in store for you. Maybe you always wanted kids and suddenly find yourself dating someone with children that you simply adore (young or old). Think you’re too old for that reality? Maybe you will remarry and have pile of grandchildren in your future. Maybe having to go back to work will one day lead to a promotion that allows you to take your children on trips of a lifetime and provide for their college education. There is a quote by Joseph Campbell that reads, “We must be willing to let go of the life we had planned, so as to have the life that is waiting for us.” Remember that.
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136006968-writing-letters-gettyimagesIn the past few months, I have seen a number of people in my social network share this letter. It is a wonderfully written letter from an ex-Wife to her husband’s new girlfriend. Instead of the expected angry, hurtful, stay-away-from-my-children many people would have expected, the letter is filled with caring love for another human being and a potential influencer in her children’s lives. It is welcoming and tries to explain many of the nuances of the new family structures that arise out of divorce. Indeed, they take all shapes and sizes. This letter has been shared tens of thousands of times, because to the general public, it is unique. It is not what they expect to emerge out of divorce – it is not what society seems to expect of couples deciding to end a marriage. Truthfully, however, I see this kind of result all the time. As a collaborative divorce specialist, I loved this letter. It brought tears to my eyes as a real example of kindness and compassion in action. It is what I strive for every day when I work with families transitioning through divorce. We ground the collaborative process in mutual shared goals. If there are kids involved, both parents always want outcomes that protect the children. Regardless of what behavior, emotions or acts have led parents to a divorce, I know parents want to maintain strong relationships with their children and want their children to thrive in a post-divorce world. Many parents would even acknowledge the important role the other parent plays in raising the children. These goals are not unique – I see them all the time. And, when parents commit to an out of court, non-adversarial process, like collaborative law, the professionals in the process are as committed to these goals as the clients. I believe this letter demonstrates how important a positive co-parenting relationship is for children of divorce. That relationship lasts the rest of your life – figure out how to make it work. You do not need to be friends or call each other to talk about your day at work, but a respectful communication style to discuss your children will hugely benefit everyone. Having a strategy to embrace and face the changes that come after divorce is important as well. Statistically, both parents are likely to start new relationships – address these changes with healthy communication or seek outside support to learn how. Collaborative law is a divorce option that addresses many of the long-lasting implications of divorce and attempts to prepare families to move into a post-divorce life that allows everyone to thrive.
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77006495-model-house-next-to-paperwork-and-keys-gettyimagesA large component of a divorce is dividing the assets that you and your spouse accumulated during your marriage. Now that the divorce decree is completed, it is essential to start retitling assets as soon as possible. Retitling of assets confers control by defining ownership and restricting access. A good way to begin this process is to create a personal net worth statement that lists all of your assets and liabilities, per the divorce decree. This statement will serve as the master checklist in your retitling process. Every asset has its own retitling requirements, but essential to the process are the following documents:
  • Current Identification, reflecting any name change if applicable
  • Certified Divorce Decree (see our blog on changing your name)
  • Account information for bank accounts, investments, loans and credit cards
  • Social Security numbers for both you and your ex-spouse
For instance, let’s say you have a joint account with your ex-spouse. The typical steps you would need to take are as follows:
  1. Each of you open individual accounts in your own name
  2. Complete a letter (called a “letter of instruction”) explaining that due to divorce, you would like to divide your joint account per the divorce decree, and clarify how the joint account should be divided.
  3. Both of you sign the letter
  4. Have the letter notarized (banks accounts, etc.) or, Signature or Medallion guaranteed (for investment accounts; it will depend upon the specific investment company as to which guarantee is required). A notary is quite common and can be found at many institutions. Both as signature and medallion guarantee can be obtained at a bank, credit union or investment company (note that this is different than being notarized).
  5. Mail the letter along with a certified divorce decree to the company.
You will receive a letter of confirmation when your individual accounts have been opened and the assets transferred into them, from your joint account.  The joint account will be closed once the transfer has been completed. Remember that with any new accounts, you will need to reestablish things such as bank account links for automatic deposits or withdrawals, as well as updating beneficiaries on retirement accounts. Retitling real estate typically requires a Summary Real Estate Disposition Judgment (SREDJ) or a quit claim deed. A SREDJ is written by your attorney and signed by a judge, authorizing the transfer of the property, and is completed once it is filed with the County Recorder. A quit claim deed is also written by an attorney, but is signed by your ex-spouse before being filed with the County Recorder. Certain properties may require a quit claim deed as well as a SREDJ or a certified divorce decree to be filed with the County Recorder to complete the title transfer. Be sure to follow up with your family law attorney for assistance with this. Don’t forget to retitle assets such as vehicles and insurance policies.  You will also want to make sure your name is removed from the assets transferred to your ex-spouse, in order to limit your liability if something goes awry with their property. Retitling is a lot of work but it is essential to start as soon as the divorce is final, and to see the process through until you have checked off every item on your personal net worth statement. Once completed you can be assured that what is yours is officially yours.
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96390961-business-man-holding-wedding-band-gettyimagesIf a ring is a sign of marriage, should there be a sign for divorce? How do you handle simple social situations and interactions regarding your divorce? Do you come right out and tell people you are divorced, wait until it comes up in conversation, or ignore it completely? What about when someone asks you if you have a family? When my recently divorced neighbor moved into my neighborhood they first thing I had asked him was if he had a family. Once you’re past 30 it seems to be the natural conversation maker, so now how do you respond to that question? Some divorcees chose to keep wearing their wedding ring to possibly avoid these social situations, avoid the stigma of divorce, or maybe to avoid being hit on! Wedding rings are symbols of marriage, and once that marriage ends, it becomes unnecessary and possibly misleading to continue to wear a wedding ring. Some may wear the wedding ring on the opposite hand, or have it made into a different piece of jewelry. Interestingly enough, according to “Popular Mechanics” magazine British women in the 1920s would cut notches into their rings to symbolize divorce. Having children brings up another societal stigma regarding having a ring on your finger. A recent conversation with a widowed friend brought forth this subject as well. She had been wearing her wedding ring for three years since her husband’s death. Feeling that closeness to him played a part in it, but she said she mainly continued to wear it because she didn’t want to feel that society was judging her for being a “single mom” when she was in public with her child. Divorced mothers can surely relate. Many people struggle with what and how much to tell strangers, acquaintances, and co-workers. What do you think? Sometimes do you wish that there was a “sign” or “code” so that people just know and you can avoid the questions, would you rather keep it a secret when meeting new people, or are you open to questions?