While divorce is almost always difficult, avoiding common mistakes can spare a lot of expense and emotional turmoil. Here are the biggest mistakes that cause families to suffer unnecessarily.
  1. Rushing into a divorce before you understand your options. Today there are many different ways to divorce, including mediation, Collaborative practice and traditional methods. Yet most people start their divorce without ever getting a full, competent explanation of their options. Getting a competent explanation of all choices requires research (For a summary of options go to www.divorcechoice.com).
  2.  Letting Emotions run the show. Divorce often creates intense feelings of fear, anger and sadness.  While those feelings may be natural, even healthy, letting those feelings drive your decisions, will often result in regrettable decisions.
  3.  Losing sight of the priorities. Divorce can have a sense of urgency that causes people to lose sight of their most important goals.   Intense focus on urgent problems can distract you from more important issue. Identifying your big picture goals at the beginning of the process will help you get a better outcome.
  4.  Believing that hardball tactics will help them get better outcomes.    Many divorcing people mistakenly believe that hardball tactics will help them achieve a better outcome in their divorce.  However, these hardball tactics usually backfire and almost always produce poor outcomes.  Finding a divorce process that protects your interest through more civilized and productive strategies will help you avoid this type of financial and emotional disaster.
  5.  Thinking of divorce as only a legal issue.   Because divorcing starts as a legal proceeding, it is easy to focus solely on the legal issues.  However, in most divorces, there are financial, emotional and child development decisions to be made that will likely have a greater impact on your life. Getting help from mental health professionals and financial experts, in addition to attorneys can help you address these other important issues.
One way to avoid making these mistakes is to pursue help from Collaborative professionals.  To contact a Collaborative Professional in your area go to www.collaborativelaw.org.
Prenuptial agreements – “What’s Love Got to Do With It?” For people planning their wedding, the thought of entering into a prenuptial agreement may seem unromantic and pessimistic. It addresses what would happen if your marriage doesn’t work out. But a well thought out prenuptial agreement can give you and your spouse control over the terms of your divorce, if that should happen, helping you avoid future litigation, and it also can be a process for discovering your expectations and views about financial issues. In Minnesota, to enter into a valid and enforceable prenuptial agreement, you must sign a written agreement before two witnesses and a notary public before you are married. The agreement must include a full disclosure of each person’s income and property and a statement that each has had an opportunity to consult with legal counsel of their choice before signing the agreement. The better practice is to enter into such an agreement well before the wedding date so each of you has an opportunity to consult with their own attorney. The issues which are most often addressed in prenuptial agreements are deciding how property and debts existing at the time of marriage and acquired during the marriage will be divided in the event of divorce. Some agreements address whether there will be spousal support (alimony) awarded in a divorce and how much will be awarded. These agreements are generally enforced by Minnesota courts unless there are extreme inequities resulting from enforcement at the time of the divorce. Agreements on child custody and child support are not enforceable as part of prenuptial agreements in Minnesota. The court in a divorce examines the best interests of the children at the time of the divorce in deciding who should have custody, what the parenting time should be, and how much child support should be paid. Couples who have acquired substantial assets before the marriage, who have been married before and have children, or who want to preserve their estate plans for their adult children from previous marriages, enter into prenuptial agreements to ensure that their goals and financial expectations are followed in the event of a divorce. These are not the only couples who may need prenuptial agreements. For example, with the recent legalization of same-sex marriages in Minnesota, some-same sex couples contemplating marriage may need to consult with legal counsel to learn the differences in how their income and property will be treated once married under Minnesota law and whether a prenuptial agreement may be appropriate. Professionals are available for consultations on these issues. The collaborative process gives couples (not the court) the power to shape their future financial destiny. The collaborative process also ensures that the needs and interests of each person are addressed, with full disclosure of financial information, advocacy for each person and neutral professional financial and other advice. Making sure each of you have the information you need is what love has to do with it.
photo Looking for a divorce attorney can be difficult. No one has experience in this type of search and you are often going through this search in times of stress and anxiety. While there are many things to learn about a potential attorney, one of the most important things to ask about is an attorney’s post-decree work. When you divorce, ideally, you come up with a durable agreement that will last. No one wants to spend time or money re-negotiating or fighting over elements that were already addressed. However, many attorneys spend a significant portion of their time working on these post-decree disputes. Sometimes, circumstances change and there needs to be a change made to the decree. Other times, a situation has arisen that was not originally contemplated in the decree but should have been. A good agreement contemplates many unforeseen obstacles or changes. If it’s not durable, post-decree disputes may cost you time and money. An experienced collaborative attorney can help you come up with durable agreements that last. The collaborative process not only provides cost-effective resolutions, but it provides durable agreements. The use of a financial professional or child specialist to thoroughly address all issues, helps cut-down on post-decree disputes. Indeed, agreements reached in the collaborative process are often more detailed and complete than in a litigated judgment. This durability results in less post-decree issues. Ask your divorce attorney how many of their final agreements require post-decree work. Why spend the time and money finding resolutions that won’t stick? Put the work into the collaborative process so you have durability in the final resolution and can move on in your life.
3D Shackled DebtDisagreements about finances, spending and debt are leading causes of divorce. How to pay for or divide the marital debt has been a major issue for divorcing couples during the recent recession. Here are seven tips on how to deal with debt in a divorce: 1. IDENTIFY YOUR DEBTS. Review your credit report which you can obtain for free once per year from each of the major credit reporting agencies: Experian, Transunion and Equifax. You need to make sure you know what debts are in your name and your spouse’s name. 2. ARE THE DEBTS JOINT OR INDIVIDUAL. You and your spouse’s credit reports will tell you which debts are joint with your spouse and which ones are yours alone or spouse’s alone. 3. PAY OFF JOINT DEBTS. As much as possible, pay off debts which are joint. If a debt continues as a joint debt after the divorce, you can each be pursued by the creditor even if your divorce agreement makes one of you responsible for payment of the joint debt. 4. CONSULT WITH A DEBT COUNSELING SERVICE. If you and your spouse are unable to make the monthly payments on your debt, a reputable debt counseling service may be able to help you negotiate a payment plan with your creditors. Some recommended debt counseling services are The Village and Family Means. 5. BANKRUPTCY OPTION. If you have substantial debt and not many assets, consulting with a bankruptcy attorney may give you another option for dealing with debt. 6. PLAN TO END JOINT DEBT LIABILITY. If you can’t pay off all your joint debts, develop a plan to end your joint liability including credit cards, mortgage, lines of credit and other debt. 7. ESTABLISH AND MAINTAIN YOUR CREDIT. If one spouse has no individual credit card, explore ways to allocate resources to that spouse to obtain an individual credit card. If one spouse is planning to buy a new home and assume a new mortgage, make sure that actions like closing credit card accounts do not result in a lower credit score for that spouse which could jeopardize the purchase of a new home. In a collaborative divorce, couples work with neutral financial specialists like Dave Jamison who has helped couples who are refinancing mortgages or obtaining new mortgages during the divorce process.Working with a neutral financial specialist, both spouse’s interests are addressed. This avoids the problems caused when one spouse makes a unilateral decision or action which adversely affects one or both of their credit scores or abilities to secure financing in the future. Even if debt was a problem during your marriage, there are ways to “part” your debt in divorce.
Tonda with her new dreadlocks.
Well, I’m doing it. Right now. I am at the salon having my hair teased, twisted, and permed into dreadlocks.  I have been waiting a year for this, growing my hair out to six inches in length.  It was with dread and excitement that I made the appointment with the Hair Police salon.  Was this a stupid thing to do?  Does it have anything to do with the fact that I turn 60 this summer? My husband worries that it will be bad for my business as a Collaborative Divorce attorney.  My youngest child is appalled.  My two older children say go for it.  My colleagues are vicariously fascinated.  What will my clients think?  Will they take me seriously?  Will they want me to share with them their journey through divorce? My feelings are insignificant and yet similar to feelings my clients feel as they make the decision to end their marriage.  Many struggle with the decision for years.  It is with dread that they make the decision to start the divorce.  It will affect their spouse; it will affect their children. It will affect their family and friends.  The change will be momentous for all family members. For some couples, they approach their divorce together; with dread but also with a promise for the future that change provides.  For other couples, one spouse feels forced to undertake the divorce journey whether they want it or not.  For this spouse the trepidation can overwhelm any hope for the future.  But as with all change, there is always hope and opportunities.  By using a collaborative process for their divorce, couples can be supported to find the hope, the opportunity and the excitement that this change offers. For me, a change in hairdo, especially a change as strange as dreadlocks, is exciting, daring, liberating and refreshing.  Life after dreadlocks is something to look forward to.  
MTI Automotive Egypt | JLR Family Day Event | Cars & CigarsNo matter when a divorce commences, it is practically inevitable that there will be at least one special event—a child’s birthday, a graduation, a holiday, a family reunion—that occurs during the divorce process. Determining how to celebrate such events can add stress to an already difficult situation. It is understandably the case that many divorcing parents are not ready, willing or able to jointly plan or celebrate a family event, and they should not feel pressured to do so.  Children will feel supported by parents who succeed in keeping them at the center and out of the middle, and that alone is a huge accomplishment.  Despite how parents feel about each other, their children should experience freedom to enjoy special events and celebrations planned by each parent. Parents should be supported and encouraged to coordinate and alternate the hosting of special events for their children with as much courtesy and good will as possible. But what about divorcing parents who are not in high conflict and are generally co-parenting well?  Sometimes parents can feel pressured by cultural expectations about what should happen in a divorce, e.g. divorcing parents should have separate birthday celebrations for their kids; divorcing parents should not jointly host a graduation party; soon to be ex-in-laws should not be invited to an extended family gathering at the other parent’s home. Many parents opt to redefine cultural expectations regarding divorce, especially those that would limit their ability to jointly and positively celebrate milestones, holidays and birthdays with and for their children.  These parents are able to create an environment in which their kids can relax and enjoy jointly celebrated events.  As a neutral child specialist in Collaborative Practice, I have learned that many children value whole family celebrations despite parents getting unmarried. Some parents have asked me if their kids may misperceive joint celebrations as a sign their parents are reuniting, but that is unlikely to happen if parents explain the situation clearly.  “We have always enjoyed celebrating special times together with you, and we will continue to do this once in a while.  This doesn’t mean we’re going to get married again, but it does mean we love being your mom and dad.” I will never forget the little boy who told me, “You know the twinkle in their eyes that parents get when their son comes down the stairs on Christmas morning?  I’m sad that both my parents won’t get to have that this year.”  When his divorcing parents heard their son’s words, it was an easy decision for them to celebrate Christmas morning together that year.
Resolution is in your handA recent article in Time Magazine called The End of Alimony discusses some of the potentially unfair and unrealistic outcomes that can result from the current family legal system. The example highlighted in the article discusses a second wife having potential responsibility to her new husband’s ex-wife for alimony payments. The article looks at both sides of the equation – the new wife having unforeseen and unwanted obligations and the first wife having financial struggles and dependence on this additional source of income. It is no doubt a complicated issue. Many issues in divorce are complicated. The challenge in court cases is often to balance the rights of the participants with the need for efficiency and structure in the law. Courts do not always have the time and resources to give every case the attention it needs to find unique and realistic resolutions. Unfortunately, there are rarely one-size-fits-all resolutions. Collaborative law provides an alternative. In divorce, the collaborative law process provides for unique outcomes that are tailored to the individual situation of the couple. A good collaborative team can gather the information needed and then take a 360 degree look at resolutions to take unforeseen circumstances into account. Where the courts may have formulaic outcomes in mind, collaboration can lead to outcomes that can change as circumstances change. Alimony or spousal maintenance, for example, does not necessarily need to end upon remarriage (as the law often presumes). Perhaps the parties agree to look at the realities of new partnerships and see if there are ways to find resolutions that take everyone’s interests into account? The resolutions may not be perfect, but they are reached together with all stakeholders at the table.
Debra Messing recently expressed guilt over her divorce and the fact that she and her husband couldn’t give her son “the fantasy” that her parents gave her in a marriage that was now ending. She said she and her husband both wanted to make it work and last forever but weren’t able to make it “go the course.” If you and your spouse are uncertain about whether you want to end your marriage, there are resources for you to use before making the final decision about a divorce. This is not marriage counseling for people who already know they want to continue their marriage and need help in making that happen, but ambivalence counseling which helps couples figure out whether they really want a divorce. Some trained mental health professionals who do this work in the collaborative divorce community are Brian Burns and Karen Haase. If you ultimately decide to get divorced, this ambivalence counseling work may help you understand each other’s perspectives about what happened during the marriage and the differences that led to your decision to divorce. Ambivalence counseling could also result in your decision to stay married or hold off the divorce. If, after counseling on your uncertainty about whether or not to be divorced, you decide that you do want to be divorced, don’t dwell too much on guilt or past mistakes in your marriage. Yes, you can learn from mistakes made, but assigning guilt made for past mistakes won’t be a strong foundation for final agreement in your divorce. You may have different memories and perspectives about why the marriage ended and may not reach agreement on these issues. Instead, you should focus on the present and future issues you face – where you will live, what your parenting schedule will be, how you will pay for your living expenses in two households and how you will divide your assets and debts. Focussing on the future and problem solving about these issues will be more productive for your family than attempting to assign blame or allow guilt to guide your decisions in a divorce. During the collaborative divorce process, these feelings of guilt or anger are acknowledged and addressed but don’t drive the process. A couple who had these feelings of guilt and anger during their collaborative divorce have shared their experience in a video which follows the steps in their divorce process.
First vs. Second Wife Wow, the phrase “First vs. Second Wives” makes me cringe.  There is so much wrong with it, or at least so much to dislike or be uncomfortable about. Let me count the ways (Keep in mind that this is in the context of Spousal Maintenance). It implies that there will be another wife after the first, which is a fair assumption, but still.  It implies that the first and second wives will be at odds with each other over money, which is unfortunate and sad to think about.  It implies that the husband, at least in his first marriage, is the breadwinner. In our culture of perceived independence and self-sufficiency, it may strike us as dependent and therefore inconsistent with current cultural standards. It uncomfortably reminds us that many spouses, most likely the wife and often for good reasons, give up career and educational advancement, and so their future financial independence and self-sufficiency, to stay at home with children for the benefit of the greater family. Then, if they divorce, they are in big financial trouble without consistent and lengthy financial support from their ex. I’ve seen many couples divorce where the breadwinner doesn’t want to or just won’t acknowledge the homemaker’s non-financial contribution to the family and opportunity cost of being out of the workforce or taking a lower-paying, more flexible job.  I’ve also seen many cases where the homemaker never left home after the kids were older, when it would have been more appropriate to find employment, because re-entering the job market was likely the original marital intent. There is an interesting article in Time magazine’s May 27, 2013 edition titled “The End of Alimony” and a short radio segment, along eerily similar lines, on NPR titled “Alimony Till Death Do Us Part? Nay Say Some Ex-Spouses.”  The basic premise of each is that there is growing momentum (but I’m not aware of any such movement in Minnesota) to limit Alimony court awards, or what we in Minnesota call “Spousal Maintenance.” The irony cited is that while ex-husbands used to be the only ones against Alimony, now second wives are also organizing to do away with Alimony, which their husband’s are paying to their ex-wives.  The result, it is argued, makes for a pretty large constituency which legislators ignore at their own political peril. There is no Spousal Maintenance calculator in Minnesota.  Instead it is a case-by-case, facts-and-circumstances analysis. One of the hardest, and grayest, part of the law in divorce is Spousal Maintenance.  It often feels like pulling teeth to get a higher-earning spouse to even acknowledge that the lesser earning spouse has any reasonable financial need.  Striking a balance to reach a fair outcome is the key. Traditionally trained attorneys, in my opinion, often do a terrible job addressing Spousal Maintenance.  Just bringing it up is likely to start a battle that is out of proportion to the reasonableness of the request. That’s why Spousal Maintenance is a great issue to address with a Collaborative Divorce, because at the beginning of a Collaborative Divorce the attorneys and other professionals help the spouses identify their financial resources and shortfalls by analyzing their budgets in relation to their incomes.  They also help the lower earning spouse explore their future career options (including going back to school) and therefore their reasonable financial need.  The answer is not usually “yes” or “no”, in black and white.  The initial answer is almost always “let’s evaluate this”, which is appropriate given the complexity of the question and the importance of the answer.
Prof Mnookin at the CMR No.103F“I am so glad we came in together, this has been so helpful.” This is a comment I hear so often from couples after they come in to meet with me together to talk about their divorce process options. Not all attorneys offer the opportunity to come in together but it is becoming a more frequent offering by attorneys who practice Collaborative divorce. Who each of you meet with before you make any decision about how to move forward when there is a decision to divorce, can make all the difference in how things play out during and after a divorce for you, your spouse and children. Imagine, if one person meets with an attorney that focuses on gathering information (how much your spouse earns, nature and amount of assets, whether you want custody of the children, etc.) and assessing the outcome before you have decided how you will more forward with process (Mediation, traditional court process, Collaborative, etc.). It sets the tone for everything that follows, often times setting up a win-lose dynamic. But is that what you want? Most people want as healthy and positive co-parenting relationship going forward that they can have and want to achieve a win-win outcome. On the other hand, if a couple meets together with an attorney to learn about process options before getting into the details of the assets, cash flow/support, etc., you are focusing on the tone and manner in which you move forward, rather than the positions that can be formulated. Couples can then make a mutually informed decision about how to move forward. And the hidden benefit is that, if that attorney is hired by one of you, you already know the philosophy of the other key person in the negotiation; your spouses attorney. Imagine what a difference that can make in creating a more positive divorce experience. It can be an invaluable decision.