184951937There are few things that distinguish a new phase in life more than changing one’s name. However, one has to do a thorough job of informing the “world” of this change – such as identity providers, business relationships, friends and family. Identity providers – they make it official. An obvious place to start, they include the following:
  • Driver’s license: go to your local Department of Motor Vehicles office, fill out the appropriate form and submit it with the required documents
  • Passport: go to travel.state.gov, fill out Form DS-5504 if your passport is less than one year old or DS-82 if older than one year, and submit it with the required documents
  • Social Security Card: go to socialsecurity.gov, fill out form SS-5 and submit it with the required documents
  • Voters Registration: re-register at www.sos.state.mn.us
  • Veteran’s Affairs: call the DMDC Support Office at 800-538-9552 to update your DEERS information
Certified Divorce Decree Essential to changing your name on the identity documents listed above, is providing a “certified” divorce decree or other legal name change document.  To obtain a certified divorce decree, request one by letter or in person, from the records center at the court where your divorce was filed.  You will need:
  • Names listed in the decree
  • File number
  • Courthouse location
  • County of the court
  • Fee per Copy (typically about $16)
If your divorce was filed in Minnesota, you can find information on where to request a certified divorce decree at www.mncourts.gov. It is recommended that you order several.  Most identity providers will require a certified copy, and often don’t return them. Keep in mind that removing the staple voids your certified copy! Business Relationships Business relationships are also essential. Think about every business, medical or financial professional and financial institution with whom you interact and start making a list. Then, add on utilities, shopping websites, magazines and other publications, as well as charitable organizations.  The sooner you start, the more likely your lights will stay on, your checks will be honored and your will get the packages you ordered. IRS The IRS verifies the names and social security numbers on every tax return with the Social Security database. If you file your tax return before changing your name with the Social Security Administration, use your former name. Any mismatch will result in your return either being rejected immediately or the IRS sending a letter requesting clarification, which will delay any refund you may be due until you reply. Friends and Family Your friends and family are the easiest to inform in the internet age; just send out a mass email. Remember to change your social media profiles too.  Better yet find a way to celebrate this change! Make an event of it and all your friends and acquaintances are more likely to remember that you have moved on to a new phase in your life.
56195395Collaborative law requires experienced professionals and clients willing to work together to find resolutions for their family law matters. It is a unique, non-adversarial process that provides an alternative to a traditional, litigation. It is a respectful process that depends upon four main tenants.
  1. Full Disclosure. In a collaborative law both parties provide all information relevant to the case. There are no formal discovery processes – no time or money spent on depositions or document requests. Both parties provide everything needed – if someone needs more, they ask and agree to disclose it. Both parties must have all the information they need to generate options and make decisions.
  2. Confidential Process. The information discussed an the options generated are confidential and shall not be disclosed until final resolutions are reached. Divorce is not a confidential process by default. Indeed, the court process is quite transparent. In collaborative, however, the information discussed and shared is not disclosed until the very end. This provides for a more thorough process overall.
  3. Neutral Experts. All experts shall be neutral. They will be chosen by both parties together (often recommended by other professionals) and operate in an on-adversarial manner. Their expertise benefits both parties.
  4. Professionals Limited in Representation. The collaborative professionals on a case can only work in one role – settlement. The professionals cannot represent you in any other matter and in any other capacity. Your collaborative attorney cannot represent you in a court process. A mental health professional (child specialist or coach) cannot provide therapy. And the financial neutrals cannot also solicit your financial planning business. Everyone has one purpose and one role – to help you find collaborative resolutions.
77931833Can you get what is fair in your divorce? Many people start by telling their attorneys that they want what is “fair” in the divorce only to be told that this is not realistic. “Fair is what happens in St. Paul for 11 days before Labor Day” is the common expression aimed at averting divorcing people from striving for a fair settlement. I understand those concerns about “fair”. Divorce can be so emotional that nothing presented as a settlement offer will be regarded as “fair” and settlement discussions can therefore drag on forever. Indeed, if you are faced with a divorce that you do not want, the notion that any proposal is “fair” can seem offensive or even inflammatory. Also, in settlement negations, “fair” is often used as an accusation. “I have offered something fair. Why won’t you accept this?” Of course, in a divorce a husband and wife are likely to have different understandings of fair. Describing your offer as “fair” as compared to your spouse’s offer, (which by implication must be unfair), is likely to feel insulting to your spouse and will not be productive. Despite all of this, I think it may be a mistake to discard notions of fairness altogether.   Indeed, while we all have different ideas about what truly is fair, it is important, sometimes even crucial, that certain things seem fair, at least to a degree. A divorce settlement that one or both parties strongly believe is unfair is likely to unravel or create problems if it is not addressed. Indeed, the success and durability of a divorce agreement may depend a great deal on whether the agreement is viewed as fair by the parties. To get an agreement that is durable in the future, it may be important to pay some attention to what you and your spouse perceive as fair. At the same time, in order to get past the gridlock that arguing about fairness can create, it is equally important to be flexible in our ideas of fairness and to work toward getting a better understanding of what lies underneath the feeling of unfairness. If the sense of unfairness has more to do with an unmet emotional need, (which is common in divorce), it may be helpful to seek the assistance of counselors or coaches to help you think of how those needs can be addressed. Similarly, if there is a tangible part of the divorce agreement that feels fundamentally unfair to both spouses for legal or financial reasons, it may be necessary to go deeper into their understanding of the finances or the law to help address some of these fundamental concerns. The great challenge in the divorce world is that, generally, you are dealing with areas of scarcity and loss and narrow definitions of fair can almost never be met. However, for people who are willing to practice some measure of empathy and to work to try to view the fairness through the lens of the other spouse, notions of fairness can be a powerful tool toward finding resolution. For more information on how this can be done, and for professionals with skill in addressing these issues go to www.collaborativelaw.org or www.divorcechoice.com.
102284768As a confirmed New Yorker subscriber, I enjoy the cartoons as much as the writing. Indeed, the cartoons alone would justify my subscription. Earlier this year, there was a drawing of a customer addressing a florist. “I want some flowers that say, ‘Here! Have some frickin’ flowers!'” For a lot of couples about to enter into a dissolution of their marriage, the holidays are a time of high anxiety. Often, both spouses know it’s coming–soon–but call a truce in order not to wreck the children’s Christmas. According to some of my former clients who have done that, the whole holiday season felt like, “Here! Have a frickin’ truce!” Tense, hollow, sarcastic. Anxiety-ridden, courtesy of the Unknown. A close friend who knows about my practice once asked me, “What’s the most important thing you can tell someone who comes in to see you about a divorce?” “Well, it will depend on what’s most important to that person at that moment, but, generally speaking, I’d want them to know it’s going to be all right,” I said. “Isn’t that a little misleading? I mean, you don’t know anything about who they’re married to, or who that person’s lawyer is, or anything.” “Well, I know this: when they talk to me, they’re living in a situation that’s become unbearable, a situation they know very well. And it’s bad enough that they’re talking to me about an Unknown–the divorce–that they’d rather deal with. I actually did once ask a client who was complaining about how long it was taking and how much it was costing whether he’d like to dismiss the action and stay married. He looked at me like I had two heads. ‘Not on the longest day you live,’ he said.” So the goal was not an issue. By the way, that was before I began doing Collaborative cases. But my point is that the divorce itself will end some day, and probably in less than a year. And after it’s over, that person will go on with their life. Most of the time, the people who come to me know that I do mostly Collaborative cases, where the couples have to agree on what happens before anything can happen, and where the goal is to agree on all the terms of the divorce. So they each have to give their spouse a reason to agree to what they’re seeking. More importantly, they have many opportunities over the weeks of that case to refine the conversation, discover what’s at the heart of their goals, and explore different ways of satisfying their spouse’s interests. The upshot is that by the time they do reach all their agreements, they have talked everything through–usually multiple times–and they have a set of agreements they can live with. And things going forward are going to be all right! They can take some reassurance in that because their discussions were all based on their actual situation, not what they wish their situation was. They’ve spoken with their lawyers and they understand what the courts can do and what they won’t do. In the Decree, under “real estate,” the court simply can’t award to the spouse who had an affair “the hottest corner of Hell.” For one thing, there’s no legal description. But if their husband or wife insists that this is the only appropriate residence for them, post-decree, I know that person will never succeed in a Collaborative case. I also know that person won’t “succeed” in court, either. And, finally, I know that person could care less if things turn out “all right,” because their highest priority is to give back the pain they feel to the person who, they believe, caused it. They almost certainly will get more help from a therapist than a lawyer. But for the potential client who is most interested in ending their marriage, attending to their affairs, and starting a new life, history teaches us, time and again, that, really, it will be all right. At least, that’s what my clients tell me.
During my childhood, a common folk saying was, “Sticks and stones can break my bones, but words can never hurt me.” Clearly this adage predated the internet age. Children can be hurt by words, and need our protection. Probably most people you know send texts and are connected to a social media network.  Texting and social media are easily accessible and help people feel connected. The average American adult user of social media is plugged in 3.2 hours per day, sharing and receiving information online. Parents and their children often belong to the same social media networks. The impression that text exchanges and social networks are private and personal is problematic. Although there are privacy settings that can restrict sharing to specific online friends, people don’t always use them, nor are online posters always careful to self-filter and think twice about what they share. Even when messages are taken down, what goes up on the internet really never goes away. What does this have to do with protecting children during a divorce?  Here are a few cautionary tales:
  • A woman who was very hurt and feeling betrayed by her husband posted on Facebook in very colorful language about what a jerk he was, including vivid, angry descriptions of his undesirable qualities. Even though privacy settings were used to limit the posts to her close friends, the Facebook page was up on her opened laptop and read by her son when he arrived home from school, causing him considerable distress.
  • A daughter asked to use her dad’s phone and discovered romantic texts he had exchanged with a girlfriend. The shocked daughter shared this information with her mother, and then felt responsible for their subsequent divorce.
  • A few months after her parents’ divorce, a child discovered that her mother’s status on her Facebook homepage had been changed to “In a relationship.” This was upsetting to the child, who was still adjusting to the reality if the divorce.
During a divorce, it is easy for parents to become distracted. These scenarios illustrate how children can be unintentionally hurt by parents’ use of social media and texting. On behalf of keeping children safe and out of the middle, I strongly encourage parents to be careful and mindful with their online and texting behavior, especially during a divorce.    
After your divorce, getting along at the holidays can be a stressful situation when you have kids. On top of trying to work out holiday visitation schedules and travel plans, you may also be worrying about what to get your kids. You might not have the resources to buy things like you did before the divorce. Maybe you have the resources and your ex doesn’t or vice-versa. So what do you do about those big-ticket items that your children have been eying since September? Being divorced brings on divisions over gift giving. Set aside some time with you ex, meet for coffee and talk about what your child wants or would like as gifts, and divide up the list, so you’re not duplicating each other and know what the other is buying. Also discuss whether or not a gift will be left at one parent’s house or if it can travel back and forth. If you have a hard time sitting down and talking in person, do it by email or phone. Sometimes it’s easy to ignore or “cross that bridge when we get there” but setting gift giving boundaries ahead of time creates less drama later on. It’s all too easy for the holidays to become a competition, to see which parent can buy the most stuff, the best stuff, or the most expensive stuff. Even parents that are great at co-parenting can fall victim to this game. You and your ex have to make sure this doesn’t happen to you and your child(ren). That behavior takes the focus of the holiday away from your child and spending time together. If one of you buys your child a puppy, a new video gaming system, and a big-screen TV and the other buys a few toys, feelings are likely to be hurt. The spouse who buys the big gifts often does not realize he or she is hurting the other parent and thinks they are simply making the child happy. However, if you’re the spouse who doesn’t splurge, you might end up feeling like you’ve failed your child or she will love the other parent more. Avoid this situation but having that gift giving conversation ahead of time; set a dollar limit or range if you need to. Holidays are hard. It’s important to remember the reason for the season, no matter what holiday you are celebrating. Try to focus yourself and your child on the fact that the holidays are not all about gifts. Spend time together doing holiday crafts, going to services, going to a concert, decorating your home, or baking. Check into age appropriate volunteer opportunities at a local shelters to serve meals to the homeless, packing shoe boxes for children overseas, or volunteer to wrap presents for needy children. Take your child shopping to buy a small gift to give the other parent. 20 years from now your child won’t remember which parent bought them the most gifts, so use this opportunity to show your child that giving back to others is more rewarding than receiving gifts – a life lesson they will remember for years to come.
183366754This time of year (between Thanksgiving and Christmas/Hanukkah) can bring extra challenges for couples going through divorce.  Here are some things to keep in mind if you are in the middle of the process.
  1. Focus on the positives. Even though there may be conflict and pain, keeping a positive outlook and good attitude can help the holidays feel less tense. Fake it if you need to – sometimes the “pretend” attitude will actually make things feel easier.
  2. Keep the children out of the conflict. If you have children try and make the holiday special for them by avoiding conflict. If you need to work with a counselor or child specialist in order to make it through the holiday, do so. Whatever you can do to make the children feel special will is important for their well-being.
  3. Take part in tradition if you can, otherwise, bow out gracefully. Take part in traditions and family events if you can comfortably. Sometimes, the discomfort is too great. Instead of fighting through it, you can avoid the conflict and let people know “I am not comfortable attending, but wish you all the best.”
  4. Remember how you spend this holiday does not need to be precedential for future holidays. Talk to your attorney or family specialist on parenting time schedules and holiday planning. While you are In the middle of the process, you may agree to temporary parenting schedules to try out certain arrangements to give the children consistency during the process.  More permanent arrangements can be made later.
  5. Find comfort in your spiritual beliefs. If you are religious or have a faith-based practice, utilizing those resources and beliefs can be helpful in difficult times. Sometimes thinking about the meaning behind holidays can be more meaningful and enjoyable, than the celebrations.
  6. Set new traditions. The holidays during a divorce may be the first opportunity to try new things. Maybe it is the first year you cook the turkey or maybe you start a new Christmas Eve tradition if your parenting schedule allows for it. This may be an exciting opportunity.
  7. Be kind. Whatever your religious beliefs, holidays are often about love, kindness, and celebration. Spreading cheer may help you to feel better and may make the world around you a little brighter. Such positive energy may be just what you need to get a lift during the holidays.
Many people going through divorce feel the first holiday season is the most difficult. While your family structure may be changing, how you behave and the part you play in the holidays can lead to satisfaction and joy. Reach out to your collaborative attorney or specialists to learn more.
184971497According to a Holiday Consumer Spending Survey by Consumer Affairs the average person celebrating Christmas, Kwanzaa and/or Hanukkah will spend $804.42 on gifts this 2014 holiday season. If you are separated or going through a divorce, chances are that figure is simply not feasible for you. The good news is, that is just an estimated average, and for the most part completely unnecessary. The holidays can often be a budget breaker – but they don’t have to be! Saving for the holidays should not start on black Friday! Develop a budget that accounts for gift giving year round. Consider all the holidays, birthdays, and any anniversaries that you typically choose give for. If you have kids, once they are in school they will likely get invited to many birthday parties. You should also account for these occasions and develop a system that works for your budget to allow your child to take a gift to the party. Whether that means stocking up when a popular age-appropriate gift goes on sale, or just having the room in your gift budget to account for these gifts. Often times these party invites may come with less than a week’s notice. Being mindful of your gift giving budget will help you not to blow $50 on a gift on a whim. When you were married, and probably had more disposable income, you may have fell into a gift giving routine that included birthday and Christmas giving to you friends and neighbors and their children. Decide where your gift giving priorities lie, and don’t feel guilty being straightforward and setting lower expectations with people. Giving makes people feel happy, and if that’s the case for you, you don’t need to completely cut back. Look for ideas on Pinterest – handmade gifts go a long way. Find a fun quote that fits your Mom/Aunt/friend/etc., print it off, and put it in a dollar store frame, viola! Dust off a bottle of wine to give to your wine loving friend. Go on a nature walk, find some pine cones and create a holiday wreath. If you like to can foods in the fall, make jam, or bake, those goodies make wonderful gifts! Turn your children’s old broken crayons into brand new fun shapes with the help of inexpensive molds. Find clip art online and create a personalized children’s coloring book using the child’s name throughout the book, which you can print off at home. The possibilities are endless, and inexpensive, handmade gifts don’t look “cheap,” they look thoughtful!
155350102This time of year, it is often important to consider the tax implications of filing for divorce. In both federal and state taxes in Minnesota, you cannot file jointly if you are divorced before the end of the year. If your divorce is finalized in 2014 (signed off by the Judge, not just filed), you are deemed divorced and can only file separate, individual returns. If you hold off and divorce in the beginning of 2015, you can still file jointly for 2014. Everyone’s financial situation is different. Whether or not it is financially beneficial to file jointly or separately in any given year varies with each couple. However, some things to consider regarding taxes include:
  • Spousal maintenance payments (deductible to the payer and income to the recipient)
  • Distribution of any investments or retirement distributions are often taxable
  • Property taxes and interest on mortgages may be shared or their benefit maximized with one or the other claiming the deductions
  • If filing separately, status of Head of Household or Single may impact the tax burden
  • How to utilize dependency exemptions
You should consult with your tax planner on the financial implications of divorce date. If you decide it is better to wait to divorce until 2015, you can still sign and finalize your decree this year – you should just hold off on filing it. The agreements are binding but you may be able to maximize your tax benefit. A good collaborative divorce attorney and financial neutral can assist in reviewing these implications as well.
173132360I find that what my clients want most is to return to a happy, peaceful life. Divorce is a place of upheaval with many unknowns. Will my kids be okay? Where will I live? Will I be able to make ends meet? Will I ever be able to retire? These questions and more interfere with the normal rhythms of life. The fear and anxiety of not knowing the answers cause distraction at work and sleeplessness at night. How can peace of mind be restored? A good place to start is the practice of acceptance. By acceptance I mean merely acknowledging what is, without judgment or wanting it to be different … without resistance. Whenever you find yourself feeling a negative emotion such as anger or frustration, it is likely you are resisting an external circumstance … wishing that something or someone were different. While it is natural for human beings to resist the unpleasant, a lot of time and energy can be spent trying to control external circumstances beyond our control. Acceptance is merely acknowledging those circumstances and allowing what is in life to be as it is, without judging it as good or bad, or wanting it to be different. Practicing acceptance can help you let go of the pain, stress, anger and anxiety that inevitably accompany divorce. Here are a few reminders:
  1. Acceptance does not mean giving up. Empowered action comes from a place of clarity and serenity.
  2. You can’t change other people, but you can change your response to them. While what your former spouse or partner thinks or feels is beyond your control, your mindful response to a situation can have a powerful effect.
  3. Resistance can get in the way of solutions. The inner stillness that comes with acceptance enhances your openness to previously unseen possibilities.
Genuine and lasting happiness and peace come from within. You alone are in control of how you will experience life moving forward from this very moment. It is your choice not to suffer. Finally, here is a quote that has helped me through many of life’s challenging moments: “Letting go doesn’t mean we don’t care. Letting go doesn’t mean we shut down. Letting go means we stop trying to force outcomes and make people behave. It means we give up resistance to the way things are, for the moment. It means we stop trying to do the impossible–controlling that which we cannot–and instead, focus on what is possible–which usually means taking care of ourselves. And we do this in gentleness, kindness, and love, as much as possible.” -Melody Beattie