As a society, we are inclined to attach shorthand labels to everything from parenting (Tiger Mom, Soccer Mom, Helicopter Parents) to politics (Red States and Blue States, the War on Drugs).  It’s a function of our human brains that we are wired to categorize concepts in order to make sense of the world, but sometimes it feels like we’ve put this tendency on steroids.  Too often people assume a label is sufficient to explain complex social phenomena (Obamacare, the Arab Spring) or to fully define an individual or group of people (Boomers, Gen X’ers, Millenials).  We confuse sound bites with explanations. Think about the times you’ve seen two shorthand labels in a headline, maybe with a “vs.” in between, and believed there was no need to read further to understand the situation (Israeli vs. Palestinian conflict). It is easy to become polarized instead of thoughtful, rigid instead of nuanced.
What Will That Low Interest Rate Mortgage Really Cost You?
One of the biggest mistakes we see during a divorce is trying to protect a low interest rate at all costs. At first, it sounds like the obvious choice. But let’s see what it really costs. The Situation In 2020, you purchased a home with a $350,000 mortgage on a...



